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✦ PositionalCalls Research · Est. 2023
Shubham Chaudhary
✅ Data from IRDAI, RBI & Annual Reports
✅ No paid promotions
✅ Updated May 2026
✅ Written by Shubham Chaudhary, Finance Analyst
Independent Finance Research Analyst · Founder
Independent Analyst No Brokerage Affiliation Data-Driven Research
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All research on PositionalCalls is sourced exclusively from official regulatory and exchange filings. No brokerage affiliation. No paid promotions on this platform. No conflict of interest.
RBI NSE BSE SEBI IRDAI
👤 About Shubham Chaudhary
Shubham Chaudhary is an independent finance research analyst and the founder of PositionalCalls Research — India’s independent finance research platform. Since 2023, he has been publishing data-driven analysis of Indian banking stocks, insurance companies, IPOs, and equity markets for serious Indian investors.
All research published on PositionalCalls is completely independent — unaffiliated with any brokerage, financial product provider, or investment platform. Every analysis is sourced exclusively from official filings published by RBI, NSE, BSE, SEBI, and IRDAI. No sponsored content. No paid promotions. No brokerage bias.
PositionalCalls Research serves over 12,000 investors via its WhatsApp channel and has published over 1,800 research articles covering India’s banking sector, insurance industry, IPO market, and equity markets.
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Shubham Chaudhary
Independent Finance Research Analyst · Founder, PositionalCalls Research
Author
Profile
📊 Research Coverage
PositionalCalls Research covers four primary sectors of Indian capital markets with institutional-grade depth and data-first methodology.
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Banking Sector Research
HDFC Bank · SBI · ICICI Bank · Axis Bank · Kotak Mahindra Bank · Bank of Baroda · Punjab National Bank · Canara Bank · All PSU & Private Banks · NIM · NPA · ROE Analysis · RBI Policy Impact · Banking Earnings
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Insurance Research
LIC · HDFC Life · SBI Life · ICICI Prudential · Star Health · New India Assurance · ICICI Lombard · VNB Margin Analysis · Embedded Value · IRDAI Policy · Insurance Stock Analysis
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IPO Analysis
Mainboard IPOs · SME IPOs · IPO GMP (Grey Market Premium) · Subscription Data · Allotment Status · Listing Day Analysis · IPO Evaluation Framework · Upcoming IPOs
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Earnings & Sector Outlook
Quarterly Earnings Analysis · Q4 FY2026 Results · Sector Outlook Reports · Fundamental Analysis · Valuation Analysis (P/E · P/B · EV/EBITDA) · Annual Report Analysis
🔬 Research Methodology
Every analysis published on PositionalCalls follows a strict, data-first research methodology. The three-step process ensures every conclusion is grounded in official data — not brokerage targets, not promotional material, not market rumours.
01
Official Data First
Research begins exclusively with official filings — RBI publications, exchange filings, SEBI disclosures, and company annual reports. No secondary sources used as primary data.
02
Independent Analysis
All conclusions are drawn independently — no brokerage targets, no analyst consensus, no sponsored views influence the analysis or final verdicts.
03
Investor-First Framing
Every analysis is framed for the serious retail investor — actionable insights, plain-language explanations, and clear data-backed conclusions. Educational purpose only.
📂 Official Data Sources
All research published on PositionalCalls is sourced exclusively from these official regulatory, exchange, and corporate disclosure sources:
🏛️ Reserve Bank of India (RBI)
📊 National Stock Exchange (NSE India)
📊 Bombay Stock Exchange (BSE India)
⚖️ SEBI Official Filings
🛡️ IRDAI Reports
📄 Company Annual Reports
📋 Quarterly Earnings Filings
🏢 MCA / ROC Filings
📰 RBI Monetary Policy Reports
📑 DRHP & Prospectus Documents
⚠️ Important Disclaimer
All content published on PositionalCalls Research is for educational and informational purposes only. Nothing published on this platform constitutes investment advice, stock recommendations, or financial advice regulated under SEBI guidelines. PositionalCalls Research is not SEBI registered. Past performance of any stock or sector discussed does not guarantee future returns. Investors must conduct their own due diligence and consult a SEBI-registered financial advisor before making any investment decisions.
❓ Frequently Asked Questions
Q
Who is Shubham Chaudhary?
Shubham Chaudhary is an independent finance research analyst and the founder of PositionalCalls Research — India’s independent finance research platform. He covers Indian banking stocks, insurance companies, IPOs, and equity markets with a data-driven methodology sourced exclusively from RBI, NSE, BSE, and SEBI official filings.
Q
What is PositionalCalls Research?
PositionalCalls Research is India’s independent finance research platform founded in 2023 by Shubham Chaudhary. It covers banking stocks, insurance companies, IPOs, and equity markets. All research is free to read on the website, unaffiliated with any brokerage, and sourced from RBI, NSE, BSE, and SEBI official filings. No paid promotions are published on the platform.
Q
What topics does Shubham Chaudhary cover?
Shubham Chaudhary covers: Indian banking stocks (HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Bank, Bank of Baroda and all major PSU and private banks), insurance companies (LIC, HDFC Life, SBI Life, Star Health, ICICI Lombard), IPO analysis and GMP tracking for both mainboard and SME IPOs, quarterly earnings results, and sector outlook for Indian equity markets.
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What data sources does PositionalCalls Research use?
All research is sourced exclusively from: Reserve Bank of India (RBI) publications, National Stock Exchange (NSE) India filings, Bombay Stock Exchange (BSE) filings, SEBI disclosures, IRDAI reports, and official company annual reports and quarterly earnings filings. No unverified or secondary sources are used.
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Is PositionalCalls Research affiliated with any brokerage?
No. PositionalCalls Research is completely independent and unaffiliated with any brokerage, financial product provider, or investment platform. No paid promotions, sponsored content, or brokerage partnerships exist on the PositionalCalls website. All research is published purely for educational and informational purposes.
🔗 Connect with Shubham Chaudhary
